Terms and Conditions Generator

Terms and conditions are the contract between you and everyone who uses your site — the rules for accounts, the limits on your liability, what happens if someone misuses the service. This tool drafts a starting template built from your answers. It is not a substitute for a lawyer once real money or real risk is involved.

What terms and conditions actually cover

• Acceptable use — what a user is and is not allowed to do on your site or with your service.
• Account rules — how accounts are created, suspended or terminated, and whose responsibility a password is.
• Intellectual property — who owns the content on the site and what a user is allowed to do with it.
• Limitation of liability — a statement capping what your business can be held responsible for if something goes wrong.
• Governing law — which jurisdiction’s courts and laws apply if a dispute ever ends up in front of a judge.

Generating your terms

1. Describe what your site or app actually does — e-commerce, SaaS, content publishing, marketplace.
2. Say whether users create accounts and whether they can submit their own content.
3. Confirm whether you sell anything directly, which pulls in refund and payment clauses.
4. Pick your governing jurisdiction.
5. Generate the draft, then read it line by line against how your business actually operates.

A contract nobody reads is still a contract

Almost no user reads terms and conditions in full, and courts know that too — which is exactly why the clauses that matter, like liability limits and dispute resolution, still get enforced when a real disagreement lands in front of a judge. Vague or copied terms that do not match your actual service are the ones most likely to fail when they are tested, because a court can see they were never really written for your business.

If you run a marketplace connecting buyers and sellers, your terms need marketplace-specific clauses about who is actually responsible for a transaction. If you run a SaaS product, you need clauses about uptime, data ownership and what happens to a customer’s data if they cancel. A generic template misses both.

Keeping terms and your privacy policy consistent

Terms and conditions and a privacy policy are separate documents that need to agree with each other. If your terms mention data you collect and process, that detail should match exactly what your privacy policy says, right down to which third parties can see it. Regulators and plaintiffs’ lawyers both read for inconsistencies between a site’s own documents, and that is an easy thing to avoid by editing them together rather than generating each in isolation.

Terms and conditions generator questions